Not financial, legal or insurance advice
Everything on FairRate Today is general information intended to help you understand and compare personal loans and auto insurance. It does not take into account your individual financial situation, and it is not financial, credit, legal, tax or insurance advice. Before you borrow money or buy coverage, read the provider’s full disclosures and, if needed, speak with a licensed professional.
Rates and terms
APR ranges, fees, loan amounts, terms, discounts and coverage details are published by providers and can change at any time. The rate you are offered depends on your credit history, income, debts, state of residence and other factors the provider considers. Examples on our pages are illustrations, not quotes.
Lending standards we follow
We do not promote payday loans, loans that must be repaid in full in 60 days or less, or personal loans with a maximum APR of 36% or higher. Borrowing can hurt your finances if payments are missed; only borrow what you can repay.
Insurance
FairRate Today is not a licensed insurance agency or broker. Coverage availability, pricing and discounts vary by insurer and state, and insurers make their own underwriting decisions. State minimum coverage may not fully protect you after a serious accident.
Calculators
Calculators provide estimates based on the inputs you enter and simplified assumptions (such as a fixed rate and equal monthly payments). Actual payments may differ.
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