Effective date: November 6, 2026
By using fairratetoday.com (the “Site”), operated by AdBic Limited (“FairRate Today”, “we”, “us”), you agree to these Terms of Use. If you do not agree, please do not use the Site.
1. Information only
Content on the Site is for general informational and educational purposes. It is not financial, credit, legal, tax or insurance advice, and it is not an offer or solicitation to lend or to sell insurance. Consider consulting a qualified professional about your situation.
2. We are not a lender or insurer
FairRate Today does not make loans, arrange credit, sell insurance or make credit or underwriting decisions. Providers listed on the Site decide whether to approve you and set your rate, fees, premium and terms.
3. Third-party offers and links
The Site links to third-party websites. We do not control and are not responsible for their content, offers, privacy practices or services. Your relationship with a provider is governed by that provider’s terms. Offers may change or end without notice and may not be available in your state. We may receive compensation as described in our Advertiser Disclosure.
4. Accuracy
We work to keep information accurate and current, but rates, fees and terms change frequently and we cannot guarantee that every detail is complete, current or error-free. Calculator results are estimates based on the numbers you enter.
5. Acceptable use
You agree not to misuse the Site, including by scraping it at scale, interfering with its operation, attempting unauthorized access, or using it for unlawful purposes.
6. Intellectual property
The Site’s text, design, graphics and tools are owned by us or our licensors and are protected by law. You may view and share links to our pages for personal, non-commercial use. Other uses require our written permission.
7. Disclaimer of warranties
The Site is provided “as is” and “as available” without warranties of any kind, express or implied, to the fullest extent permitted by law.
8. Limitation of liability
To the fullest extent permitted by law, we will not be liable for any indirect, incidental, special, consequential or punitive damages, or any loss arising from your use of the Site or reliance on its content or on any third-party offer.
9. Changes
We may update these Terms by posting a new version with a new effective date. Continued use of the Site means you accept the updated Terms.